To download the CAMS capital gains statement for FY 2025-26: visit camsonline.com → Explore → Get Statement → Capital Gain/Loss Statement → enter your PAN and registered email → set period 01-Apr-2025 to 31-Mar-2026 → Submit. The statement is emailed instantly and covers mutual fund redemptions across all AMCs serviced by CAMS: HDFC MF, ICICI Pru MF, SBI MF, Nippon India MF, and 10+ others.
What is CAMS?
CAMS (Computer Age Management Services) is the RTA (Registrar & Transfer Agent) for many top AMCs — including HDFC, ICICI Prudential, SBI, Nippon India, Axis, Mirae Asset, and others. If your client holds mutual funds from these AMCs, their capital gains statement must be downloaded from CAMS.
Before You Begin
Report downloaded? Let a CA file your ITR with it.
Upload once. Your assigned CA handles computation, filing, and acknowledgement.
- Client's registered email address and PAN
- A password to encrypt the Excel file (you choose this at the time of request)
- Financial Year: April 2025 – March 2026 (FY 2025-26)
Step-by-Step Download Instructions
- Go to camsonline.com → Statements & Reports → Capital Gains Statement.
- In the Period field, select the financial year FY 2025-26.
- Enter the client's PAN and their registered email address.
- From the Delivery Option dropdown, select "Email an encrypted attachment".
- Under the Mutual Fund dropdown, select "All Mutual Funds".
- Under Statement Format, select Excel.
- Set a password for the file and click Submit.
- The capital gains report will be emailed to the registered address. Download it from the email.
What's in the Report
The CAMS Capital Gains Excel includes all redemptions from CAMS-serviced AMFs for the selected period, broken down by:
- Equity-oriented fund STCG (≤12 months)
- Equity-oriented fund LTCG (>12 months) with grandfathering for pre-2018 units
- Debt fund redemptions (slab rate post Finance Act 2023)
Upload to FirstReports
Once you have the file, upload it to FirstReports. The platform auto-detects the CAMS export format, parses every row, and merges the data with reports from your client's other brokers — producing one consolidated STCG / LTCG / F&O statement ready for ITR filing.
Tax Rates to Know for FY 2025-26
When filing ITR using this report, apply the correct rates from the Finance Act 2024 (effective 23 July 2024):
- STCG (held ≤ 12 months, Section 111A): 20% + 4% cess — revised from 15%
- LTCG (held > 12 months, Section 112A): 12.5% on gains above ₹1.25 lakh + 4% cess — revised from 10% / ₹1 lakh
- F&O income (Section 43(5) proviso d): Non-speculative business income — taxed at slab rate in ITR-3 (Schedule BP)
- Intraday equity: Speculative business income — taxed at slab rate in ITR-3
Since the entire FY 2025-26 falls after 23 July 2024, the revised rates apply to all transactions in this report.
What CAs Need to Do with This Report
- Reconcile with AIS: Download the Annual Information Statement from incometax.gov.in and match the securities transactions against this report. Common differences: settlement date vs trade date, gross vs net figures. File AIS feedback for genuine discrepancies before submitting the ITR.
- Separate F&O from Capital Gains: F&O P&L in this report must go in Schedule BP (ITR-3), not Schedule CG. ITR-2 cannot be used if any F&O trades exist — even a single contract mandates ITR-3.
- Schedule 112A scrip-wise data: For LTCG, every transaction must be entered individually in Schedule 112A (ISIN, acquisition date, sale date, cost, sale price). This data is available in the broker report — save time by uploading to FirstReports to auto-generate Schedule 112A data.
Frequently Asked Questions
Where exactly is the capital gains or P&L report in CAMS?
After logging in to camsonline.com, navigate to: camsonline.com → Explore → Get Statement → Capital Gain/Loss Statement → enter PAN and email → select 01-Apr-2025 to 31-Mar-2026 → Submit. The section is usually labelled "Reports", "MyAccount", or "Finance" depending on the platform version.
What date range should I select for FY 2025-26?
Set the date range to 01 April 2025 – 31 March 2026. If the platform shows a financial year dropdown, select FY 2025-26 directly. Avoid the calendar year (Jan–Dec) selection by mistake.
Does the CAMS report include F&O and intraday income?
Yes. The CAMS report covers mutual fund redemptions (equity MF, debt MF, hybrid MF) across all AMCs serviced by CAMS. F&O income is non-speculative business income (ITR-3, Schedule BP) — not a capital gain. Intraday equity is speculative business income. Both must be separated from delivery-based STCG/LTCG before entering figures in Schedule CG.
What file format does the CAMS report download in?
The report downloads as PDF or Excel delivered to registered email. You can upload this file directly to FirstReports without any manual reformatting.
Can I upload the CAMS report directly to FirstReports?
Yes. Upload the downloaded file on your client's page in FirstReports. The platform auto-detects the CAMS column layout, classifies every trade as STCG, LTCG, intraday, or F&O, and merges it with reports from the client's other brokers — producing one consolidated tax-ready statement.