To download the KFintech mutual fund capital gains statement for FY 2025-26: go to kfintech.com → Investor Services → Capital Gain Statement → select period FY 2025-26 → enter the client's PAN and registered email → select All Funds → choose Excel format → set a password → click Submit. The statement arrives by email within a few minutes and covers all AMCs that use KFintech as their RTA: Kotak, Franklin Templeton, DSP, Tata, PGIM, and several others. Most clients need both a KFintech and a CAMS statement to cover all their mutual fund holdings.
What is KFintech?
KFintech (formerly Karvy Computershare) is the RTA for AMCs including Kotak, Franklin Templeton, DSP, Tata, PGIM, Edelweiss, and several others. If your client holds mutual funds from these fund houses, their capital gains statement must be downloaded separately from KFintech.
Important: Most clients need both a CAMS statement and a KFintech statement to cover all their mutual fund holdings. Upload both to FirstReports and it will merge them automatically.
Before You Begin
Report downloaded? Let a CA file your ITR with it.
Upload once. Your assigned CA handles computation, filing, and acknowledgement.
- Client's registered email address and PAN
- A password to encrypt the file
- Financial Year: April 2025 – March 2026 (FY 2025-26)
Step-by-Step Download Instructions
- Go to kfintech.com → Investor Services → Capital Gain Statement.
- In the Period field, select the financial year FY 2025-26.
- Enter the client's PAN and registered email address.
- Under the Mutual Fund section, select "All Funds".
- Under Statement Format, select Excel.
- Enter a password to protect the file and click Submit.
- The capital gains report will be emailed to the registered address. Download it from the email.
What's in the Report
The KFintech Capital Gains Excel covers all redemptions from KFintech-serviced AMCs — equity STCG / LTCG (with grandfathering for pre-Jan 2018 units) and debt fund redemptions. The sheet is named "Trasaction_Details" (note the RTA's typo) — FirstReports handles this automatically.
Upload to FirstReports
Once you have the file, upload it to FirstReports. The platform auto-detects the KFintech export format, parses every row, and merges the data with reports from your client's other brokers — producing one consolidated STCG / LTCG / F&O statement ready for ITR filing.
Tax Rates to Know for FY 2025-26
When filing ITR using this report, apply the correct rates from the Finance Act 2024 (effective 23 July 2024):
- STCG (held ≤ 12 months, Section 111A): 20% + 4% cess — revised from 15%
- LTCG (held > 12 months, Section 112A): 12.5% on gains above ₹1.25 lakh + 4% cess — revised from 10% / ₹1 lakh
- F&O income (Section 43(5) proviso d): Non-speculative business income — taxed at slab rate in ITR-3 (Schedule BP)
- Intraday equity: Speculative business income — taxed at slab rate in ITR-3
Since the entire FY 2025-26 falls after 23 July 2024, the revised rates apply to all transactions in this report.
What CAs Need to Do with This Report
- Reconcile with AIS: Download the Annual Information Statement from incometax.gov.in and match the securities transactions against this report. Common differences: settlement date vs trade date, gross vs net figures. File AIS feedback for genuine discrepancies before submitting the ITR.
- Separate F&O from Capital Gains: F&O P&L in this report must go in Schedule BP (ITR-3), not Schedule CG. ITR-2 cannot be used if any F&O trades exist — even a single contract mandates ITR-3.
- Schedule 112A scrip-wise data: For LTCG, every transaction must be entered individually in Schedule 112A (ISIN, acquisition date, sale date, cost, sale price). This data is available in the broker report — save time by uploading to FirstReports to auto-generate Schedule 112A data.
Frequently Asked Questions
What is KFintech and which mutual funds does it cover?
KFintech (formerly Karvy Computershare) is the RTA (Registrar and Transfer Agent) for AMCs including Kotak, Franklin Templeton, DSP, Tata, PGIM, Edelweiss, Mirae Asset, and several others. If your client holds mutual funds from any of these AMCs, their capital gains data comes from KFintech — not CAMS.
Do I need both a CAMS and a KFintech statement for my client?
Yes, in most cases. CAMS and KFintech are the two RTAs that together cover the entire Indian mutual fund industry. A client with funds from HDFC MF, ICICI Pru, and Kotak MF needs both statements — HDFC and ICICI Pru are on CAMS; Kotak is on KFintech. Upload both to FirstReports and it merges them automatically.
How long does it take to receive the KFintech statement by email?
Usually within 2–10 minutes of submitting the request. Check the registered email inbox. If it doesn't arrive, verify the email address registered with the AMC is correct and check your spam folder.
What format does the KFintech capital gains report come in?
The report arrives as a password-protected Excel (.xlsx) file via email. The password is the one you set during the request. The main sheet is named "Trasaction_Details" (note the RTA's misspelling) — this is normal.
Does the KFintech statement cover debt mutual funds and hybrid funds?
Yes. The KFintech Capital Gains statement covers all fund categories from KFintech-serviced AMCs — equity funds (STCG/LTCG with grandfathering for pre-Jan 2018 units), debt funds, and hybrid funds. The tax treatment differs by fund type, so the report labels the asset type for each transaction.