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How to Download Groww Capital Gains Report for FY 2025-26

Step-by-step guide to download your Groww capital gains statement for equity, mutual funds, and other assets for FY 2025-26 ITR filing.

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Reviewed by ICAI-registered Chartered Accountants · Accurate for FY 2025-26 · Updated 3 March 2026

To download the Groww capital gains statement for FY 2025-26: log in to groww.in → click the Profile icon (top-right) → Reports → Tax → select the asset class (Equity, Mutual Funds, or US Stocks) → set financial year to April 2025 – March 2026 → click Download. If your client transacted in multiple asset classes, repeat this step for each one and upload all files to your CA tool — each asset class is a separate download on Groww.

5-step workflow: Log in → Open Reports → Select FY 2025-26 → Download Report → Upload to FirstReports

Before You Begin

  • Your Groww account credentials (mobile / email + password / OTP)
  • Financial Year: April 2025 – March 2026 (FY 2025-26)

Step-by-Step Download Instructions

Report downloaded? Let a CA file your ITR with it.

Upload once. Your assigned CA handles computation, filing, and acknowledgement.

  1. Go to groww.in and log in to your account.
  2. Click on the Profile icon in the top-right corner of the page.
  3. Click on Reports, then navigate to the Tax section.
  4. Click on the respective asset class (Equity, Mutual Funds, US Stocks, etc.) for which your client had sell transactions between April 2025 and March 2026.
  5. Choose Financial Year: April 2025 – March 2026 and click Download.

Note: Repeat step 4–5 for each asset class (stocks, mutual funds, US ETFs) that had activity in FY 2025-26. Upload all downloaded files to FirstReports — it handles multiple files per client.

Upload to FirstReports

Once you have the file, upload it to FirstReports. The platform auto-detects the Groww export format, parses every row, and merges the data with reports from your client's other brokers — producing one consolidated STCG / LTCG / F&O statement ready for ITR filing.

Tax Rates for FY 2025-26 — What CAs Apply to This Report

The Finance Act 2024 (effective 23 July 2024) revised the capital gains tax rates. Since FY 2025-26 falls entirely after that date, the revised rates apply to all transactions in this report:

  • STCG — Section 111A (equity, held ≤ 12 months): 20% + 4% cess
  • LTCG — Section 112A (equity, held > 12 months): 12.5% on gains above ₹1.25 lakh + 4% cess
  • F&O income: Non-speculative business income — taxed at slab rate in ITR-3 (Schedule BP)
  • Intraday equity: Speculative business income — taxed at slab rate in ITR-3

What CAs Must Do with This Report Before Filing ITR

  • AIS reconciliation: Match the securities transactions in this report against the Annual Information Statement (AIS) on incometax.gov.in. Common differences are settlement date vs trade date and gross vs net figures — file AIS feedback for genuine discrepancies before submitting the ITR.
  • Separate segments: F&O P&L belongs in Schedule BP of ITR-3, not Schedule CG. Even one F&O contract mandates ITR-3 — filing ITR-2 for a client with any F&O trades is a defective return.
  • Schedule 112A: LTCG requires scrip-wise entry in Schedule 112A — ISIN, acquisition date, cost (post-grandfathering), sale date, and consideration. This data is in the broker report; use FirstReports to auto-generate the schedule from this file.

Frequently Asked Questions

Where is the capital gains report in Groww?

Log in to groww.in → click the Profile icon (top-right) → ReportsTax section. From there, select the asset class (Stocks, Mutual Funds, or US Stocks) and the financial year. There is no single combined download — each asset class is downloaded separately.

Does Groww have separate downloads for stocks and mutual funds?

Yes. Groww separates its reports by asset class. You need to download the Equity report for stock trades, the Mutual Funds report for MF redemptions, and the US Stocks report if applicable. Upload all of them to your consolidation tool.

Does the Groww capital gains report show STCG and LTCG separately?

Yes. The Groww equity report classifies each sell transaction as short-term or long-term based on the 12-month holding period rule and shows the gain/loss for each. For LTCG, it applies the ₹1.25 lakh annual exemption at the statement level.

Does Groww apply the grandfathering rule for pre-2018 shares?

Yes, for shares acquired before 31 January 2018, Groww applies the FMV on 31 Jan 2018 as the deemed cost for LTCG. Verify the "Taxable Profit" column in the report against your records before entering figures in Schedule CG.

Can I use the Groww capital gains report directly for ITR-2 filing?

Yes for Groww-held assets, but if your client trades on multiple brokers you must consolidate all reports first. The scrip-wise data from Groww's report can be used to populate Schedule 112A in ITR-2 for LTCG transactions.

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